Keeping the car is an expensive affair. Isn't it? Even a small dent can cost you several dollars to get it fixed. And if the accident is major then you have to probably compromise on your day to day expenditure till the time your vehicle is back on the road. But if you consider vehicle collision insurance in Staten Island, then you can get the desired repair service without burning a hole in your pocket.
So, let's consider what all benefits that you can enjoy while going for vehicle insurance.
Reimburse for stolen car - Firstly, if your vehicle gets stolen and not found within a stipulated time period, you will get the comprehensive coverage for it. But, you have to make sure that your car is covered under comprehensive coverage. Also, standard comprehensive coverage never pays for brand new car but reimburses the value of the car that is stolen.
Pays for damage repair from animal collisions - Animal collisions is very common. In fact, 20% of car accidents during a year are caused by animals. If you wish that your insurance company pays for repair damage then you have to buy comprehensive coverage instead of auto insurance.
Reimburse for weather damage - Even a golf ball-sized hail can leave a dent on your car or a tornado can cause severe damages to your car. With comprehensive coverage, you can claim for damage done to your car by harsh weather conditions. Your insurer will issue you a check for its value in case if your car is totaled by the weather event.
You also get reimbursed for flood and fire damage - Whether your car is carried away by flood water or it is damaged due to roadside car fires, you can get comprehensive coverage. But, there are some percentage of the total amount that is paid by different insurance company. According to the National Flood Insurance Program, about 20% of flood insurance claims come from areas considered low or moderate risky.
After going through these benefits of vehicle collision insurance you must be looking for a reliable company that can help you in claiming. And, if so, get in touch with ExpressWay Collision that is one stop destination for vehicle collision insurance and getting your car repaired in the best way.